The Value of Working With an Investment Advisor

  • June 23rd, 2020
  • Blog

Published June 23, 2020 – The rise of the “retail trader” has caused many to reconsider their need for a financial advisor. We strongly believe advisors play the central role in objectively helping clients achieve their long-term financial and investment goals. While each investor has different investment goals, a financial advisor can assist in planning for…

Unexpected Retirement Plan Problems due to COVID-19

  • June 11th, 2020
  • Blog

Published June 12, 2020. One aspect of the current pandemic and subsequent business layoffs and furloughs that is not being talked about very much is the impact to corporate retirement plans.  I’m not referring to the new CARES Act withdrawal regulations.  But rather the impact that those layoffs could have on a plan’s non-discrimination testing…

How Have Premiums Performed Following Past Market Declines? Maintaining Discipline & Sticking to the Plan are Vital.

  • May 22nd, 2020
  • Blog

May 22, 2020 – As you may know, Dopkins Wealth Management has published numerous pieces that illustrate the importance of staying invested through difficult times. As hard as it may be, investors who have stayed in their seats have usually been rewarded. Many advisors structure their clients’ portfolios to emphasize smaller market capitalization stocks, deeper…

Market Prices Are Forward Looking While Economic Data Is Backward Looking

  • May 11th, 2020
  • Blog

May 11, 2020 – There is no doubt, we are in unprecedented times. In the past six weeks we have seen a record number of people file for unemployment, oil prices fall to record lows, and US GDP contract by 4.8%.  Yet, what did the stock market do in April amidst all the poor economic…

CARES Act Gives Back: Tax Benefits may be Available for Charitable Donors

  • May 8th, 2020
  • Blog

May 8, 2020 – The global pandemic has resulted in significant financial stress for many individuals and consequently this has caused a financial strain for charities that serve those in need. Many have suffered from the economic impact of the virus, but there are still many individuals that feel a need to help by making…

A Disciplined Approach to Investing During the Economic Downtown

  • May 5th, 2020
  • Blog

May 5, 2020 – It’s true, sudden market downturns can be unsettling. However, it’s a fallacy to think you can wave the white flag, get out of the market, and jump back in “when the time is right.” All too often, undisciplined investors jump ship and sell out of stocks during market downturns. It’s reasonable…

Portfolio Management during the Pandemic

  • May 1st, 2020
  • Blog

May 1, 2020 – You might be reading this hunkered down in your basement, taking inventory of your supplies, or watching a DIY facemask tutorial on YouTube. If so, you’re like all of us navigating a fog of uncertainty that, so far, has left more questions than answers. To help offer you some firmer footing,…

CARES Act Impact on Retirement Investors

  • April 16th, 2020
  • Blog

April 16, 2020 – The CARES Act was signed into law, making it the largest fiscal stimulus bill ever passed in U.S. history. The Act is going to provide $2 trillion of relief to small businesses, industries, and individuals who have felt the impact of COVID-19. For context, this stimulus bill is roughly 10% of…

CARES Act Includes Relief for Retirement Account Owners

  • April 9th, 2020
  • Blog

On March 27, 2020, the Coronavirus Aid, Relief and Economic Security (CARES) Act was signed into law. Notably, several provisions of the CARES Act deal with retirement accounts and offer relief to retirement account owners and/or beneficiaries in a variety of ways. We’ll answer some top-of-mind questions you may have about this aspect of the…

Retirement Plan Contributions and the PPP – Some Clarification

  • April 9th, 2020
  • Blog

April 9, 2020 – In recent days, the question arose as to whether retirement plan contributions for small businesses were covered under the CARES Act’s Paycheck Protection Program-now we have a definitive answer. Section 1102 of the Coronavirus Aid, Relief, and Economic Security (CARES) Act of 2020 creates a Paycheck Protection Program (PPP) to help…

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